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My dog has a growing lump. How to get financial help for vet bills?

Updated On September 23rd, 2025

Pet's info: Dog | Cavalier King Charles Spaniel | Female | unspayed | 11 years and 10 months old

My dog has a lump and its getting bigger and i cant afford to take her to the vets

2 Answers

Most Helpful Answer

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Answered By Dr. Melanie, BVSc MS

Veterinarian

Published on December 5th, 2017

I'm sorry that Ellie has a lump that is getting bigger! I see that she isn't spayed, and if the lump is located on her tummy, I would be concerned that she has a mammary tumor. Those are common in unspayed dogs, and 50% of them are malignant. She absolutely has to see a vet as soon as possible for it. I would see if you can borrow money from family and friends to afford a vet, and I can give you some resources that may help. You can see if your vet accepts payment plans, if there is a low cost clinic in your area, or you can apply for Care Credit online. There is also an organization called Red Rover that give grants for treatment of sick animals, and you can see if you qualify for one of their grants. Best Friends also has a list of resources that offer financial assistance on their website. http://www.humanesociety.org/animals/resources/tips/trouble_affording_pet.html?credit=web_id91754962 https://www.redrover.org https://www.carecredit.com http://bestfriends.org/resources/financial-aid-pets http://lessonsfromaparalyzeddog.com/when-pet-owners-cant-afford-veterinary-bills/ God's Creatures Ministry helps pay for veterinarian bills for those who need help.
 The Onyx & Breezy Foundation has many programs including helping people with medical bills. They are a good resource for information.
 Brown Dog Foundation provides funding to families with a sick pet that would likely respond to treatment, but due to circumstances, there is not enough money immediately available to pay. IMOM is dedicated to insure that no companion animal has to be euthanized simply because their caretaker is financially challenged. I hope one of these resources helps you afford a vet, please take her into one as soon as you can.

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    Answered By Dr. Melanie, BVSc MS

    Veterinarian

    Published on August 16th, 2018

    It could be cancerous, but without seeing Toby in person, I can't say for certain. Any suspicious lumps should be examined by the vet. The vet can perform a test called a fine needle aspirate on it. To do this, the vet sticks a small needle into the lump to get a sample of its cells, and examines the cells on a slide under a microscope. It's usually painless to the animal, and relatively quick to perform. Once the cause of the lump is diagnosed, the vet can discuss treatment options if needed. If paying for a vet is an issue, you can see if your vet accepts payment plans, if there is a low cost clinic in your area, or you can apply for Care Credit online. There is also an organization called Red Rover that give grants for treatment of sick animals, and you can see if you qualify for one of their grants. Best Friends also has a list of resources that offer financial assistance on their website. http://www.humanesociety.org/animals/resources/tips/trouble_affording_pet.html?credit=web_id91754962 https://www.redrover.org https://www.carecredit.com http://bestfriends.org/resources/financial-aid-pets http://lessonsfromaparalyzeddog.com/when-pet-owners-cant-afford-veterinary-bills/ http://www.dogheirs.com/resources-affordable-veterinary-care/ Check out these resources to see if one can help you, and please make an appointment with his vet. I hope this helps!

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