Should I get pet insurance or CareCredit for my pet's vet bills?

Question

What pet insurance do vet recommend or any at all? Should I get a carecredit card? Pet's info: Dog | Mixed Breed Small (up to 22lb) | Female | spayed | 14.6 lbs

Dr. Strydom, DVM · Accepted Answer

Great questions! I like PetPlan, Embrace and Trupanion. Those are my top three. All very good companies. Just contact all of them for quotes and go with the best price. Yes, on the CareCredit card. That way you are never stuck without being able to pay in case of an emergency. Just be aware that CareCredit usually gives a 6-12 month interest free period but if you can't pay off the bill in that time frame the interest rate is astronomical (like close to 30%). So, be sure you think you can pay off whatever the balance is in that time frame or you will drown in interest fees and never get it paid off. Hope this helps. Best wishes.

Should I get pet insurance or CareCredit for my pet's vet bills?

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