Is pet insurance for my dog worth it? What are the best affordable plans?

Question

Is pet insurance worth the cost? If yes, what’s the best and not so expensive insurance for a dog ? Pet's info: Dog | Mixed Breed | Female | unspayed

Dr. Heidi DVM, CVA, CCRT, CVTP, CVSMT, CVCH · Accepted Answer

Depending on your dog and her lifestyle, pet insurance can be worth it. Unfortunately, pet insurance is worth the most for accidents and illnesses. Often the plans do not cover routine health care, but some plans do. Most plans also have a variety of options, so you can decrease the cost of the plan by decreasing the coverage. I have a number of clients that use Trupanion who has covered $10,000 bills without any questions. But those owners have a higher premium than some of the other companies who may not cover the same amount. I wish I could give you a clear answer, but for young dogs, I think a moderate plan for the first year is always a good idea. That will give you a good idea about if you think the plan is worth it long term. I would recommend contacting 3 companies and compare what they cover, your deductible, and your monthly cost. If I had to chose a few, I would compare Trupanion, PetPlan and Nationwide, but there are other good companies out there too. I hope that was helpful. Thanks for using Petco Pet Education Center, formerly Petcoach.

Is pet insurance for my dog worth it? What are the best affordable plans?

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